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Alan J. Sweeten, M.S. CFP® CRPS®

CERTIFIED FINANCIAL PLANNER™, Chartered Retirement Plans Specialist ℠

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Alan is disciplined and methodical by nature and training. A client-centered advisor, he begins by truly understanding what the client’s goals and dreams are. Coordinating that with the relevant personal data, he develops a customized plan and reviews the recommendations with the client. Once the plan is approved, he implements it and monitors it regularly to ensure that the client is making progress towards his or her goals.

Believing strongly that investment decisions should be based on sound research, Alan is a proponent of Modern Portfolio Theory and Efficient Market Theory. He knows that using low cost, asset class management and maintaining a well-diversified portfolio are essential for helping clients pursue their objectives.

Alan has been saving and investing since early childhood. As a teenager he began investing with his paychecks from Baskin-Robbins. After high school, Alan joined the United States Air Force, where he became an instrumentation and telemetry systems technician at Edwards AFB. While there, he saw many of his fellow Airmen losing money in on-line stock trading and investing in funds that underperformed their benchmarks. This was the genesis for his dedication to becoming a CERTIFIED FINANCIAL PLANNER™ professional and his belief in Modern Portfolio Theory; Nobel Prize winning investment approach.

Alan has dedicated himself to educating clients via educational workshops. He covers a range of topics such as Retirement Planning, Tax Efficient Investing and Portfolio Management. He conducts workshops and client meetings in person, over the phone and through video conferencing.

Alan resides in Vista, CA with his wife, daughter and son. Alan is a Black Belt in Aikido and enjoys playing golf.

CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

Areas of Expertise

  • Retirement Planning
  • Tax Efficient Investment Strategies
  • Portfolio Management
  • Estate Planning
  • Risk Management
  • College Planning
  • Financial Planning

Education/Certification

  • M.S.B.A., College for Financial Planning
  • Certificate in Financial Planning, San Diego State University
  • B.S.B.A, Finance, San Jose State University
  • CFP® mark of distinction
    A.S. Electronics, Community College of the Air Force
  • Series 7, 66 registrations held with LPL Financial
  • CA Insurance License # 0F06830

Organizations

  • Financial Planning Association
  • Volunteer for community improvement projects, including the Labs & Friends Rescue, San Diego Food Bank, Carlsbad Friends of the Arts, My Stuff Bags Foundation, San Jose Shelter for Women, and Rebuild America

 


Nina Ruffalo

Operations Manager

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Nina Ruffalo is excited to be a part of the Sweeten Wealth Management (SWM) team. Prior to joining SWM in 2015, Nina spent 5 years as a client service specialist in the Wealth Management industry. Nina’s experience in client services has taught her to have an attention to detail, excellent organizational techniques, and exceptional customer service skills . Her focus is to help Sweeten Wealth Management achieve the best operational and client service experience possible. Nina assists in the day to day functions of the office, which include business processing, client distributions, marketing and regulatory reviews and general operations.